Used Van Finance in Manchester
At AJ Motors, we offer competitive finance options for used vans in Manchester. Whether you're expanding your business or need a reliable vehicle, our tailored finance plans help you secure the right van with manageable payments. Visit us to explore our flexible financing solutions and find your perfect van today!
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Typical Representative Finance Example
| Product Hire Purchase | Cash Price £7,000.00 |
| Total Deposit £700.00 | Total Amount of Credit £6,300.00 |
| First Payment £140.75 | 58 Monthly Payments £140.75 |
| Final Payment £141.75 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £2,146.00 | Total Amount Payable £9,146.00 |
| Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 |
| 58 Monthly Payments £140.75 | Final Payment £141.75 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 | 58 Monthly Payments £140.75 | Final Payment £141.75 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed information and help you choose the best option for your needs.
Yes, you can still apply for van finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific circumstances with our finance experts.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent bank statements. Additional documents may be required depending on your specific situation.
The finance approval process can vary, but we aim to provide a decision as quickly as possible. In many cases, approvals can be obtained within 24 hours after all necessary documents have been submitted.
Absolutely, we accept part exchanges as part of the purchasing process. We will assess the value of your current vehicle and apply this amount towards the purchase of your new van.
Generally, there are no specific restrictions on the types of vans you can purchase with finance. However, the age and condition of the van may affect the finance terms available. Our team can provide more details based on the van you are interested in.