Used Car Finance in York

At AJ Motors, we make buying used cars in York simple with flexible finance options. Whether you're in Halifax or York, we offer tailored plans to fit your budget, ensuring you can drive away in your chosen car or van without stress. Visit us to find out how we can help you finance your next vehicle efficiently.

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Audi RS3 2.5 TFSI GPF Saloon 4dr Petrol S Tronic quattro Euro 6 (s/s) (400 ps)

£30,000
Audi
Audi

RS3

2.5 TFSI GPF Saloon 4dr Petrol S Tronic quattro Euro 6 (s/s) (400 ps)
£30,000
201929,500 milesPetrolAutomatic30.1 mpgULEZ CompliantRoad Tax £195 / £620 per year
Volvo XC40 2.0 B3 MHEV Core SUV 5dr Petrol Hybrid DCT Auto Euro 6 (s/s) (163 ps)

£16,490

From £338.32/month
Volvo
Volvo

XC40

2.0 B3 MHEV Core SUV 5dr Petrol Hybrid DCT Auto Euro 6 (s/s) (163 ps)
£16,490
(From £338.32/month)
202230,900 milesPetrol HybridAutomatic42.7 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £16,490 | Total Deposit: £1,649 | Total Amount of Credit: £14,841 | First Payment: £338.32 | 58 Monthly Payments: £338.32 | Final Payment: £339.32 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £5,459.20 | Total Amount Payable: £21,949.20 | Annual Fixed Interest Rate: 13.90% | Representative APR: 13.90%
Dacia Sandero 1.0 TCe Comfort Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)

£11,000
Dacia
Dacia

Sandero

1.0 TCe Comfort Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)
£11,000
20226,000 milesPetrolManual53.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (175 ps)

£9,700
Mazda
Mazda

CX-5

2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (175 ps)
£9,700
201662,800 milesDieselManual54.3 mpgULEZ CompliantRoad Tax £195 per year
Honda Civic 1.0 VTEC Turbo EX Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)

£9,490

From £194.70/month
Honda
Honda

Civic

1.0 VTEC Turbo EX Hatchback 5dr Petrol Manual Euro 6 (s/s) (126 ps)
£9,490
(From £194.70/month)
201945,600 milesPetrolManual45.6 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,490 | Total Deposit: £949 | Total Amount of Credit: £8,541 | First Payment: £194.70 | 58 Monthly Payments: £194.70 | Final Payment: £195.70 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,142 | Total Amount Payable: £12,632 | Annual Fixed Interest Rate: 13.90% | Representative APR: 13.90%
Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (175 ps)

£9,300
Mazda
Mazda

CX-5

2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (175 ps)
£9,300
201771,100 milesDieselManual54.3 mpgULEZ CompliantRoad Tax £195 per year
Nissan Qashqai 1.2 DIG-T N-Vision SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)

£9,000

From £184.66/month
Nissan
Nissan

Qashqai

1.2 DIG-T N-Vision SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)
£9,000
(From £184.66/month)
201654,200 milesPetrolManual50.4 mpgULEZ CompliantRoad Tax £165 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,000 | Total Deposit: £900 | Total Amount of Credit: £8,100 | First Payment: £184.66 | 58 Monthly Payments: £184.66 | Final Payment: £184.66 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,979.60 | Total Amount Payable: £11,979.60 | Annual Fixed Interest Rate: 13.90% | Representative APR: 13.90%
Honda Civic 1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (129 ps)

£8,400
Honda
Honda

Civic

1.0 VTEC Turbo SR Hatchback 5dr Petrol Manual Euro 6 (s/s) (129 ps)
£8,400
201787,000 milesPetrolManual55.39 mpgULEZ CompliantRoad Tax £195 / £620 per year
Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£8,000
Mazda
Mazda

CX-5

2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£8,000
201672,000 milesDieselManual61.4 mpgULEZ CompliantRoad Tax £35 per year
Peugeot 208 1.2 PureTech Allure Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)

£7,990

From £163.93/month
Peugeot
Peugeot

208

1.2 PureTech Allure Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£7,990
(From £163.93/month)
202023,200 milesPetrolManual53 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,990 | Total Deposit: £799 | Total Amount of Credit: £7,191 | First Payment: £163.93 | 58 Monthly Payments: £163.93 | Final Payment: £163.93 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,644.80 | Total Amount Payable: £10,634.80 | Annual Fixed Interest Rate: 13.90% | Representative APR: 13.90%
Nissan X-Trail 1.6 dCi n-tec SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (130 ps)

£7,600

From £152.82/month
Nissan
Nissan

X-Trail

1.6 dCi n-tec SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (130 ps)
£7,600
(From £152.82/month)
201475,000 milesDieselManual53.3 mpgULEZ Not CompliantRoad Tax £195 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,600 | Total Deposit: £760 | Total Amount of Credit: £6,840 | First Payment: £152.82 | 58 Monthly Payments: £152.82 | Final Payment: £153.82 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,330.20 | Total Amount Payable: £9,930.20 | Annual Fixed Interest Rate: 6.81% | Representative APR: 12.90%
Nissan Qashqai 1.2 DIG-T N-Connecta SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)

£7,500

From £153.88/month
Nissan
Nissan

Qashqai

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)
£7,500
(From £153.88/month)
201667,600 milesPetrolManual50.4 mpgULEZ CompliantRoad Tax £195 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,500 | Total Deposit: £750 | Total Amount of Credit: £6,750 | First Payment: £153.88 | 58 Monthly Payments: £153.88 | Final Payment: £153.88 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,482.80 | Total Amount Payable: £9,982.80 | Annual Fixed Interest Rate: 13.90% | Representative APR: 13.90%
Renault Clio 1.0 TCe Iconic Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)

£7,490
Renault
Renault

Clio

1.0 TCe Iconic Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)
£7,490
202129,600 milesPetrolManual54.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Honda CR-V 2.2 i-DTEC SE SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (150 ps)

£7,000
Honda
Honda

CR-V

2.2 i-DTEC SE SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (150 ps)
£7,000
201374,700 milesDieselManual50.4 mpgULEZ Not CompliantRoad Tax £215 per year
Toyota AYGO 1.0 VVT-i x-trend Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps)

£7,000
Toyota
Toyota

AYGO

1.0 VVT-i x-trend Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps)
£7,000
202112,400 milesPetrolManual57.65 mpgULEZ CompliantRoad Tax £195 / £620 per year
Suzuki Swift 1.0 Boosterjet GPF SZ-T Hatchback 5dr Petrol Manual Euro 6 (111 ps)

£7,000
Suzuki
Suzuki

Swift

1.0 Boosterjet GPF SZ-T Hatchback 5dr Petrol Manual Euro 6 (111 ps)
£7,000
201962,900 milesPetrolManual51.4 mpgULEZ CompliantRoad Tax £195 / £620 per year
Dacia Sandero 1.0 TCe Comfort Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)

£6,490
Dacia
Dacia

Sandero

1.0 TCe Comfort Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)
£6,490
20218,000 milesPetrolManual53.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Suzuki Swift 1.0 Boosterjet SHVS SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (111 ps)

£6,490
Suzuki
Suzuki

Swift

1.0 Boosterjet SHVS SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (111 ps)
£6,490
201828,200 milesPetrol HybridManual65.7 mpgULEZ CompliantRoad Tax £195 / £620 per year
Toyota Auris 1.8 VVT-h T4 Hatchback 5dr Petrol Hybrid CVT Euro 5 (s/s) (136 ps)

£6,000
Toyota
Toyota

Auris

1.8 VVT-h T4 Hatchback 5dr Petrol Hybrid CVT Euro 5 (s/s) (136 ps)
£6,000
201288,200 milesPetrol HybridAutomatic70.6 mpgULEZ CompliantRoad Tax £20 per year
Nissan Juke 1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

£5,990

From £122.89/month
Nissan
Nissan

Juke

1.2 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
£5,990
(From £122.89/month)
201840,700 milesPetrolManual49.6 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,990 | Total Deposit: £599 | Total Amount of Credit: £5,391 | First Payment: £122.89 | 58 Monthly Payments: £122.89 | Final Payment: £123.89 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,983.40 | Total Amount Payable: £7,973.40 | Annual Fixed Interest Rate: 13.90% | Representative APR: 13.90%
Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)

£5,500

From £110.59/month
Mazda
Mazda

CX-5

2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£5,500
(From £110.59/month)
201276,100 milesDieselManual61.4 mpgULEZ CompliantRoad Tax £35 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £110.59 | 58 Monthly Payments: £110.59 | Final Payment: £111.59 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,686.40 | Total Amount Payable: £7,186.40 | Annual Fixed Interest Rate: 6.81% | Representative APR: 12.90%
SEAT Ibiza 1.2 TSI FR Hatchback 5dr Petrol Manual Euro 6 (110 ps)

£5,500
SEAT
SEAT

Ibiza

1.2 TSI FR Hatchback 5dr Petrol Manual Euro 6 (110 ps)
£5,500
201762,900 milesPetrolManual54.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Vauxhall Corsa 1.2 16V SE Hatchback 5dr Petrol Manual Euro 5 (85 ps)

£5,200
Vauxhall
Vauxhall

Corsa

1.2 16V SE Hatchback 5dr Petrol Manual Euro 5 (85 ps)
£5,200
201533,000 milesPetrolManual51.4 mpgULEZ CompliantRoad Tax £165 per year
Hyundai i30 1.4 Active Hatchback 5dr Petrol Manual Euro 5 (100 ps)

£5,000

From £100.54/month
Hyundai
Hyundai

i30

1.4 Active Hatchback 5dr Petrol Manual Euro 5 (100 ps)
£5,000
(From £100.54/month)
201468,000 milesPetrolManual47.1 mpgULEZ CompliantRoad Tax £195 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,000 | Total Deposit: £500 | Total Amount of Credit: £4,500 | First Payment: £100.54 | 58 Monthly Payments: £100.54 | Final Payment: £101.54 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,533.40 | Total Amount Payable: £6,533.40 | Annual Fixed Interest Rate: 6.81% | Representative APR: 12.90%
Nissan Juke 1.2 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

£4,990
Nissan
Nissan

Juke

1.2 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
£4,990
201655,700 milesPetrolManual49.6 mpgULEZ CompliantRoad Tax £165 per year
SEAT Mii 1.0 12v I TECH Hatchback 5dr Petrol Manual Euro 6 (60 ps)

£4,400
SEAT
SEAT

Mii

1.0 12v I TECH Hatchback 5dr Petrol Manual Euro 6 (60 ps)
£4,400
201556,000 milesPetrolManual62.8 mpgULEZ CompliantRoad Tax £20 per year
Peugeot 2008 1.6 e-HDi Allure SUV 5dr Diesel Manual Euro 5 (s/s) (92 ps)

£4,000
Peugeot
Peugeot

2008

1.6 e-HDi Allure SUV 5dr Diesel Manual Euro 5 (s/s) (92 ps)
£4,000
201486,800 milesDieselManual70.6 mpgULEZ Not CompliantRoad Tax £20 per year
Ford Focus 1.6 Titanium Hatchback 5dr Petrol Manual Euro 5 (125 ps)

£4,000
Ford
Ford

Focus

1.6 Titanium Hatchback 5dr Petrol Manual Euro 5 (125 ps)
£4,000
201269,603 milesPetrolManual47.9 mpgULEZ CompliantRoad Tax £195 per year
Fiat 500 0.9 TwinAir Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (85 bhp)

£4,000

From £80.43/month
Fiat
Fiat

500

0.9 TwinAir Lounge Hatchback 3dr Petrol Manual Euro 6 (s/s) (85 bhp)
£4,000
(From £80.43/month)
201566,500 milesPetrolManual70.6 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,000 | Total Deposit: £400 | Total Amount of Credit: £3,600 | First Payment: £80.43 | 58 Monthly Payments: £80.43 | Final Payment: £81.43 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,226.80 | Total Amount Payable: £5,226.80 | Annual Fixed Interest Rate: 6.81% | Representative APR: 12.90%
Renault Megane 1.5 dCi ENERGY GT Line TomTom Coupe 3dr Diesel Manual Euro 5 (s/s) (110 ps)

£4,000
Renault
Renault

Megane

1.5 dCi ENERGY GT Line TomTom Coupe 3dr Diesel Manual Euro 5 (s/s) (110 ps)
£4,000
201480,200 milesDieselManual80.7 mpgULEZ Not CompliantRoad Tax £20 per year
Nissan Note 1.2 12V Acenta Premium Hatchback 5dr Petrol Manual Euro 5 (s/s) (80 ps)

£3,600
Nissan
Nissan

Note

1.2 12V Acenta Premium Hatchback 5dr Petrol Manual Euro 5 (s/s) (80 ps)
£3,600
201487,200 milesPetrolManual60.1 mpgULEZ CompliantRoad Tax £20 per year
Nissan Leaf 24kWh Tekna Hatchback 5dr Electric Auto (107 bhp)

£3,500
Nissan
Nissan

Leaf

24kWh Tekna Hatchback 5dr Electric Auto (107 bhp)
£3,500
201468,800 milesElectricAutomaticULEZ CompliantRoad Tax £20 per year
Ford S-Max 2.0 TDCi Zetec MPV 5dr Diesel Manual (169 g/km, 138 bhp)

£700
Ford
Ford

S-Max

2.0 TDCi Zetec MPV 5dr Diesel Manual (169 g/km, 138 bhp)
£700
2006128,100 milesDieselManual44.1 mpgULEZ Not CompliantRoad Tax £315 per year
Typical Representative Finance Example
Product
Hire Purchase		Cash Price
£7,000.00
Total Deposit
£700.00		Total Amount of Credit
£6,300.00
First Payment
£140.75		58 Monthly Payments
£140.75
Final Payment
£141.75		Agreement Duration
60 months
Admin Fee
£0.00		Option to Purchase Fee
£1.00
Interest Charges
£2,146.00		Total Amount Payable
£9,146.00
Annual Fixed Interest Rate
6.81%		Representative APR
12.90%
Product
Hire Purchase		Cash Price
£7,000.00		Total Deposit
£700.00		Total Amount of Credit
£6,300.00		First Payment
£140.75
58 Monthly Payments
£140.75		Final Payment
£141.75		Agreement Duration
60 months		Admin Fee
£0.00		Option to Purchase Fee
£1.00
Interest Charges
£2,146.00		Total Amount Payable
£9,146.00		Annual Fixed Interest Rate
6.81%		Representative APR
12.90%
Product
Hire Purchase		Cash Price
£7,000.00		Total Deposit
£700.00		Total Amount of Credit
£6,300.00		First Payment
£140.75		58 Monthly Payments
£140.75		Final Payment
£141.75
Agreement Duration
60 months		Admin Fee
£0.00		Option to Purchase Fee
£1.00		Interest Charges
£2,146.00		Total Amount Payable
£9,146.00		Annual Fixed Interest Rate
6.81%		Representative APR
12.90%

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help make purchasing a used car more affordable.

Yes, we work with several lenders who specialize in providing finance options for individuals with a range of credit histories. We encourage you to apply as we consider all circumstances.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

We aim to provide a decision as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's requirements.

Absolutely, we accept part exchanges as a deposit. The value of your current vehicle can be assessed and used towards the deposit for your new used car.

Finance options are available for most of the cars in our inventory. However, some restrictions might apply based on the age and mileage of the car. Our team can provide specific details based on your choice of vehicle.

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