Used Van Finance in Halifax
At AJ Motors, we make financing your next van straightforward. Serving Halifax and West Yorkshire, we offer competitive finance options tailored to your needs. Whether upgrading for business or personal use, our team is here to help you secure the perfect van with a finance plan that suits your budget.
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Typical Representative Finance Example
| Product Hire Purchase | Cash Price £7,000.00 |
| Total Deposit £700.00 | Total Amount of Credit £6,300.00 |
| First Payment £140.75 | 58 Monthly Payments £140.75 |
| Final Payment £141.75 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £2,146.00 | Total Amount Payable £9,146.00 |
| Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 |
| 58 Monthly Payments £140.75 | Final Payment £141.75 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 | 58 Monthly Payments £140.75 | Final Payment £141.75 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your needs.
Yes, we work with several lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent bank statements. Additional documents may be required depending on your specific circumstances.
The approval process can vary, but we aim to provide a decision as quickly as possible. In many cases, decisions can be made within 24 hours of submitting a complete application.
Yes, we accept part exchanges as a deposit. The value of your current vehicle can be assessed and used towards the deposit for your new van, potentially lowering your monthly payments.
We finance a wide range of vans, but the options might vary depending on the age and condition of the vehicle. Our team can provide more specific information based on the van you are interested in.