Used Car Finance in Sheffield
At AJ Motors, we make financing your next used car in Sheffield straightforward and stress-free. Whether you're looking for a flexible payment plan or competitive rates, our finance experts are here to help you secure the best deal to suit your budget. Drive away with your ideal car without the financial hassle.
Typical Representative Finance Example
Product Hire Purchase | Cash Price £7,000.00 |
Total Deposit £700.00 | Total Amount of Credit £6,300.00 |
First Payment £140.75 | 58 Monthly Payments £140.75 |
Final Payment £141.75 | Agreement Duration 60 months |
Admin Fee £0.00 | Option to Purchase Fee £1.00 |
Interest Charges £2,146.00 | Total Amount Payable £9,146.00 |
Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 |
58 Monthly Payments £140.75 | Final Payment £141.75 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 | 58 Monthly Payments £140.75 | Final Payment £141.75 |
Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and preferences. Our team can provide detailed explanations and help you choose the best option for your needs.
Yes, you can still apply for car finance with a poor credit history. We work with several lenders who specialise in providing finance to individuals with various credit backgrounds. We encourage you to discuss your specific circumstances with our finance experts.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address (like a recent utility bill or bank statement), and proof of income (such as recent payslips or tax returns). Additional documents may be required based on your specific situation.
The finance approval process can vary, but we aim to complete most applications within 24 to 48 hours. Our team works diligently to ensure a swift and smooth process for all applicants.
Absolutely, you can use your current vehicle as a part exchange to contribute towards the deposit for your new car. We offer competitive valuations to ensure you get the best possible deal.
Generally, there are no specific restrictions on the cars you can purchase with finance through us. However, loan amounts and terms might vary depending on the car's age, mileage, and your credit profile. Our team can help you find a vehicle that meets your needs and qualifies for finance.
Used Cars in Halifax
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- Used Hyundai in Halifax
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- Used Mazda in Halifax
- Used Mercedes-Benz in Halifax
- Used Mitsubishi in Halifax
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- Used Peugeot in Halifax
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