Used Car Finance in West Yorkshire
At AJ Motors, we make financing your next car straightforward and stress-free. Whether you're in Halifax or anywhere in West Yorkshire, our flexible finance options are designed to suit your budget. Get behind the wheel of your ideal used car with our tailored finance plans. Visit us today to find out more!
£33,000
From £623.41/month
Land Rover
Range Rover Sport
5.0 V8 SVR SUV 5dr Petrol Auto 4WD Euro 6 (s/s) (550 ps)
£33,000
(From £623.41/month)
201758,500 milesPetrolAutomatic22.1 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £33,000 | Total Deposit: £3,300 | Total Amount of Credit: £29,700 | First Payment: £623.41 | 58 Monthly Payments: £623.41 | Final Payment: £624.41 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £7,705.60 | Total Amount Payable: £40,705.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£21,000
From £362.21/month
Mercedes-Benz
A Class
2.0 A35 AMG (Premium Plus) Hatchback 5dr Petrol SpdS DCT 4MATIC Euro 6 (s/s) (306 ps)
£21,000
(From £362.21/month)
201962,000 milesPetrolAutomatic35.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £21,000 | Total Deposit: £2,100 | Total Amount of Credit: £18,900 | First Payment: £362.21 | 43 Monthly Payments: £362.21 | Final Payment: £7,809.41 | Agreement Duration: 45 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,846.65 | Total Amount Payable: £25,846.65 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£20,990
From £313.72/month
BMW
X3
2.0 20i GPF M Sport SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (184 ps)
£20,990
(From £313.72/month)
202037,300 milesPetrolAutomatic35.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £20,990 | Total Deposit: £2,099 | Total Amount of Credit: £18,891 | First Payment: £313.72 | 48 Monthly Payments: £313.72 | Final Payment: £9,165.48 | Agreement Duration: 50 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,646.76 | Total Amount Payable: £26,636.76 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£20,490
From £277.71/month
BMW
3 Series
2.0 330e 12kWh M Sport Pro Edition Saloon 4dr Petrol Plug-in Hybrid Auto xDrive Euro 6 (s/s) (292 ps)
£20,490
(From £277.71/month)
202232,000 milesPetrol Plug-in HybridAutomatic176.6 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £20,490 | Total Deposit: £2,049 | Total Amount of Credit: £18,441 | First Payment: £277.71 | 58 Monthly Payments: £277.71 | Final Payment: £8,632.18 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £6,576.07 | Total Amount Payable: £27,066.07 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£18,990
From £253.49/month
BMW
X3
2.0 20i GPF M Sport SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (184 ps)
£18,990
(From £253.49/month)
201930,000 milesPetrolAutomatic34.9 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,990 | Total Deposit: £1,899 | Total Amount of Credit: £17,091 | First Payment: £253.49 | 46 Monthly Payments: £253.49 | Final Payment: £10,459.94 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,282.97 | Total Amount Payable: £24,272.97 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£17,500
From £330.59/month
BMW
5 Series
2.0 520d M Sport Touring 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)
£17,500
(From £330.59/month)
201776,900 milesDieselAutomatic55.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £17,500 | Total Deposit: £1,750 | Total Amount of Credit: £15,750 | First Payment: £330.59 | 58 Monthly Payments: £330.59 | Final Payment: £331.59 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,086.40 | Total Amount Payable: £21,586.40 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£15,990
From £203.42/month
Volvo
XC40
2.0 D4 Inscription Pro SUV 5dr Diesel Auto AWD Euro 6 (s/s) (190 ps)
£15,990
(From £203.42/month)
201940,800 milesDieselAutomatic44.1 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £15,990 | Total Deposit: £1,599 | Total Amount of Credit: £14,391 | First Payment: £203.42 | 44 Monthly Payments: £203.42 | Final Payment: £9,639.01 | Agreement Duration: 46 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,401.91 | Total Amount Payable: £20,391.91 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£15,500
From £292.81/month
Audi
Q3
2.0 TDI S line Edition SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (184 ps)
£15,500
(From £292.81/month)
201852,000 milesDieselAutomatic53.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £15,500 | Total Deposit: £1,550 | Total Amount of Credit: £13,950 | First Payment: £292.81 | 58 Monthly Payments: £292.81 | Final Payment: £293.81 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,619.60 | Total Amount Payable: £19,119.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£14,500
From £273.92/month
Audi
A3
1.0 TFSI Black Edition Sportback 5dr Petrol S Tronic Euro 6 (s/s) (116 ps)
£14,500
(From £273.92/month)
201840,600 milesPetrolAutomatic60.1 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £14,500 | Total Deposit: £1,450 | Total Amount of Credit: £13,050 | First Payment: £273.92 | 58 Monthly Payments: £273.92 | Final Payment: £274.92 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,386.20 | Total Amount Payable: £17,886.20 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£13,990
From £186.07/month
Peugeot
2008
1.2 PureTech GT SUV 5dr Petrol EAT Euro 6 (s/s) (130 ps)
£13,990
(From £186.07/month)
202319,900 milesPetrolAutomatic48.9 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,990 | Total Deposit: £1,399 | Total Amount of Credit: £12,591 | First Payment: £186.07 | 58 Monthly Payments: £186.07 | Final Payment: £6,160.95 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,548.08 | Total Amount Payable: £18,538.08 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£13,000
From £245.58/month
Audi
A1
1.4 TFSI Black Edition Sportback 5dr Petrol S Tronic Euro 6 (s/s) (Nav) (125 ps)
£13,000
(From £245.58/month)
201846,100 milesPetrolAutomatic55.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £13,000 | Total Deposit: £1,300 | Total Amount of Credit: £11,700 | First Payment: £245.58 | 58 Monthly Payments: £245.58 | Final Payment: £246.58 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,035.80 | Total Amount Payable: £16,035.80 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£11,990
From £149.25/month
Peugeot
5008
1.2 PureTech GT Line Premium SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£11,990
(From £149.25/month)
202035,000 milesPetrolManual46 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,990 | Total Deposit: £1,199 | Total Amount of Credit: £10,791 | First Payment: £149.25 | 49 Monthly Payments: £149.25 | Final Payment: £6,938.73 | Agreement Duration: 51 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,610.23 | Total Amount Payable: £15,600.23 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£11,990
From £150.94/month
Hyundai
TUCSON
1.6 T-GDi SE Connect SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£11,990
(From £150.94/month)
202123,800 milesPetrolManual42.2 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,990 | Total Deposit: £1,199 | Total Amount of Credit: £10,791 | First Payment: £150.94 | 58 Monthly Payments: £150.94 | Final Payment: £5,922.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,037.09 | Total Amount Payable: £16,027.09 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£11,000
From £388.66/month
Audi
Q7
3.0 TDI V6 SE SUV 5dr Diesel Tiptronic quattro Euro 5 (s/s) (204 ps)
£11,000
(From £388.66/month)
201361,300 milesDieselAutomatic39.2 mpgULEZ Not CompliantRoad Tax £395 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,000 | Total Deposit: £1,100 | Total Amount of Credit: £9,900 | First Payment: £388.66 | 28 Monthly Payments: £388.66 | Final Payment: £388.66 | Agreement Duration: 30 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,759.80 | Total Amount Payable: £12,759.80 | Annual Fixed Interest Rate: 7.11% | Representative APR: 13.90%
£9,000
From £170.01/month
Mercedes-Benz
A Class
1.5 A180d Sport (Premium) Hatchback 5dr Diesel Manual Euro 6 (s/s) (109 ps)
£9,000
(From £170.01/month)
201656,000 milesDieselManual72.4 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,000 | Total Deposit: £900 | Total Amount of Credit: £8,100 | First Payment: £170.01 | 58 Monthly Payments: £170.01 | Final Payment: £171.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,101.60 | Total Amount Payable: £11,101.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£8,500
From £174.42/month
Volkswagen
Tiguan
2.0 TDI BlueMotion Tech Match Edition SUV 5dr Diesel DSG 4WD Euro 6 (s/s) (150 ps)
£8,500
(From £174.42/month)
201683,800 milesDieselAutomatic49.6 mpgULEZ CompliantRoad Tax £215 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,500 | Total Deposit: £850 | Total Amount of Credit: £7,650 | First Payment: £174.42 | 58 Monthly Payments: £174.42 | Final Payment: £174.42 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,815.20 | Total Amount Payable: £11,315.20 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
£7,800
From £194.90/month
Land Rover
Range Rover Evoque
2.2 SD4 Pure Tech SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (190 ps)
£7,800
(From £194.90/month)
201475,300 milesDieselManual49.6 mpgULEZ Not CompliantRoad Tax £215 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,800 | Total Deposit: £780 | Total Amount of Credit: £7,020 | First Payment: £194.90 | 44 Monthly Payments: £194.90 | Final Payment: £194.90 | Agreement Duration: 46 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,945.40 | Total Amount Payable: £9,745.40 | Annual Fixed Interest Rate: 7.23% | Representative APR: 13.90%
£7,800
From £132.46/month
Vauxhall
Corsa
1.2 Turbo SRi Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£7,800
(From £132.46/month)
202078,100 milesPetrolManual52.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,800 | Total Deposit: £780 | Total Amount of Credit: £7,020 | First Payment: £132.46 | 48 Monthly Payments: £132.46 | Final Payment: £2,453.14 | Agreement Duration: 50 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,923.68 | Total Amount Payable: £9,723.68 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£7,200
From £136.01/month
Mazda
CX-5
2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£7,200
(From £136.01/month)
201672,000 milesDieselManual61.4 mpgULEZ CompliantRoad Tax £35 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,200 | Total Deposit: £720 | Total Amount of Credit: £6,480 | First Payment: £136.01 | 58 Monthly Payments: £136.01 | Final Payment: £137.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,681.60 | Total Amount Payable: £8,881.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£6,800
From £84.52/month
Toyota
AYGO
1.0 VVT-i x-trend Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps)
£6,800
(From £84.52/month)
202112,400 milesPetrolManual57.65 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,800 | Total Deposit: £680 | Total Amount of Credit: £6,120 | First Payment: £84.52 | 58 Monthly Payments: £84.52 | Final Payment: £3,440.44 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,307.12 | Total Amount Payable: £9,107.12 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£6,750
From £104.10/month
Suzuki
Swift
1.2 Dualjet Attitude Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)
£6,750
(From £104.10/month)
201928,000 milesPetrolManual51.4 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,750 | Total Deposit: £675 | Total Amount of Credit: £6,075 | First Payment: £104.10 | 43 Monthly Payments: £104.10 | Final Payment: £3,160.86 | Agreement Duration: 45 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,666.26 | Total Amount Payable: £8,416.26 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£6,000
From £89.87/month
Suzuki
Swift
1.0 Boosterjet GPF SHVS SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (111 ps)
£6,000
(From £89.87/month)
201952,300 milesPetrol HybridManual51.8 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,000 | Total Deposit: £600 | Total Amount of Credit: £5,400 | First Payment: £89.87 | 42 Monthly Payments: £89.87 | Final Payment: £3,017.05 | Agreement Duration: 44 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,481.46 | Total Amount Payable: £7,481.46 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£5,800
From £128.42/month
Vauxhall
Mokka
1.6i Tech Line SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)
£5,800
(From £128.42/month)
201539,700 milesPetrolManual41.5 mpgULEZ CompliantRoad Tax £265 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,800 | Total Deposit: £580 | Total Amount of Credit: £5,220 | First Payment: £128.42 | 52 Monthly Payments: £128.42 | Final Payment: £128.42 | Agreement Duration: 54 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,714.68 | Total Amount Payable: £7,514.68 | Annual Fixed Interest Rate: 7.30% | Representative APR: 13.90%
£5,600
From £114.91/month
Toyota
Yaris
1.0 VVT-i Icon Hatchback 5dr Petrol Manual Euro 6 (69 ps)
£5,600
(From £114.91/month)
201685,800 milesPetrolManual65.7 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,600 | Total Deposit: £560 | Total Amount of Credit: £5,040 | First Payment: £114.91 | 58 Monthly Payments: £114.91 | Final Payment: £114.91 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,854.60 | Total Amount Payable: £7,454.60 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
£4,600
From £94.39/month
DS AUTOMOBILES
DS 5
1.6 BlueHDi Elegance Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 ps)
£4,600
(From £94.39/month)
201685,300 milesDieselManual70.6 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,600 | Total Deposit: £460 | Total Amount of Credit: £4,140 | First Payment: £94.39 | 58 Monthly Payments: £94.39 | Final Payment: £94.39 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,523.40 | Total Amount Payable: £6,123.40 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
£2,500
From £51.30/month
Ford
EcoSport
1.0T EcoBoost Zetec SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (125 ps)
£2,500
(From £51.30/month)
201693,600 milesPetrolManual52.3 mpgRoad Tax £165 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £2,500 | Total Deposit: £250 | Total Amount of Credit: £2,250 | First Payment: £51.30 | 58 Monthly Payments: £51.30 | Final Payment: £51.30 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £828 | Total Amount Payable: £3,328 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £7,000.00 |
| Total Deposit £700.00 | Total Amount of Credit £6,300.00 |
| First Payment £140.75 | 58 Monthly Payments £140.75 |
| Final Payment £141.75 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £2,146.00 | Total Amount Payable £9,146.00 |
| Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 |
| 58 Monthly Payments £140.75 | Final Payment £141.75 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 | 58 Monthly Payments £140.75 | Final Payment £141.75 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
At AJ Motors, we offer a variety of finance options to suit your needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our team can provide tailored advice to help you find the best finance plan according to your budget and requirements.
Applying for car finance is straightforward. You can start by filling out our online finance application form on our website. Alternatively, visit us in Halifax or West Yorkshire, and our finance specialists will assist you through the process.
Yes, at AJ Motors, we work with various lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we often find solutions for those with less than perfect credit scores.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income. Our finance team will inform you of any additional documents required during your application process.
At AJ Motors, we strive to maintain transparency with all our transactions. There are no hidden fees for applying for finance with us. However, depending on your finance agreement, there may be fees related to early repayment or late payments, which will be clearly outlined in your contract.
Absolutely! At AJ Motors, we accept part exchanges as a deposit towards your next vehicle purchase. We will assess the value of your current vehicle and apply this amount as a deposit for your finance agreement, potentially lowering your monthly payments.