Used Car Finance in Halifax
At AJ Motors, we make financing your next used car in Halifax straightforward and stress-free. Whether you're looking for a family car or a commercial van, our flexible finance options are designed to suit your budget and lifestyle. Drive away with confidence knowing you've secured the best deal in West Yorkshire.
£33,000
From £623.41/month
Land Rover
Range Rover Sport
5.0 V8 SVR SUV 5dr Petrol Auto 4WD Euro 6 (s/s) (550 ps)
£33,000
(From £623.41/month)
201758,500 milesPetrolAutomatic22.1 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £33,000 | Total Deposit: £3,300 | Total Amount of Credit: £29,700 | First Payment: £623.41 | 58 Monthly Payments: £623.41 | Final Payment: £624.41 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £7,705.60 | Total Amount Payable: £40,705.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£21,000
From £362.21/month
Mercedes-Benz
A Class
2.0 A35 AMG (Premium Plus) Hatchback 5dr Petrol SpdS DCT 4MATIC Euro 6 (s/s) (306 ps)
£21,000
(From £362.21/month)
201962,000 milesPetrolAutomatic35.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £21,000 | Total Deposit: £2,100 | Total Amount of Credit: £18,900 | First Payment: £362.21 | 43 Monthly Payments: £362.21 | Final Payment: £7,809.41 | Agreement Duration: 45 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,846.65 | Total Amount Payable: £25,846.65 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£20,990
From £313.72/month
BMW
X3
2.0 20i GPF M Sport SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (184 ps)
£20,990
(From £313.72/month)
202037,300 milesPetrolAutomatic35.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £20,990 | Total Deposit: £2,099 | Total Amount of Credit: £18,891 | First Payment: £313.72 | 48 Monthly Payments: £313.72 | Final Payment: £9,165.48 | Agreement Duration: 50 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,646.76 | Total Amount Payable: £26,636.76 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£20,490
From £277.71/month
BMW
3 Series
2.0 330e 12kWh M Sport Pro Edition Saloon 4dr Petrol Plug-in Hybrid Auto xDrive Euro 6 (s/s) (292 ps)
£20,490
(From £277.71/month)
202232,000 milesPetrol Plug-in HybridAutomatic176.6 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £20,490 | Total Deposit: £2,049 | Total Amount of Credit: £18,441 | First Payment: £277.71 | 58 Monthly Payments: £277.71 | Final Payment: £8,632.18 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £6,576.07 | Total Amount Payable: £27,066.07 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£18,990
From £253.49/month
BMW
X3
2.0 20i GPF M Sport SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (184 ps)
£18,990
(From £253.49/month)
201930,000 milesPetrolAutomatic34.9 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,990 | Total Deposit: £1,899 | Total Amount of Credit: £17,091 | First Payment: £253.49 | 46 Monthly Payments: £253.49 | Final Payment: £10,459.94 | Agreement Duration: 48 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,282.97 | Total Amount Payable: £24,272.97 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£17,500
From £330.59/month
BMW
5 Series
2.0 520d M Sport Touring 5dr Diesel Auto xDrive Euro 6 (s/s) (190 ps)
£17,500
(From £330.59/month)
201776,900 milesDieselAutomatic55.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £17,500 | Total Deposit: £1,750 | Total Amount of Credit: £15,750 | First Payment: £330.59 | 58 Monthly Payments: £330.59 | Final Payment: £331.59 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,086.40 | Total Amount Payable: £21,586.40 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£15,990
From £203.42/month
Volvo
XC40
2.0 D4 Inscription Pro SUV 5dr Diesel Auto AWD Euro 6 (s/s) (190 ps)
£15,990
(From £203.42/month)
201940,800 milesDieselAutomatic44.1 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £15,990 | Total Deposit: £1,599 | Total Amount of Credit: £14,391 | First Payment: £203.42 | 44 Monthly Payments: £203.42 | Final Payment: £9,639.01 | Agreement Duration: 46 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,401.91 | Total Amount Payable: £20,391.91 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£15,500
From £292.81/month
Audi
Q3
2.0 TDI S line Edition SUV 5dr Diesel S Tronic quattro Euro 6 (s/s) (184 ps)
£15,500
(From £292.81/month)
201852,000 milesDieselAutomatic53.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £15,500 | Total Deposit: £1,550 | Total Amount of Credit: £13,950 | First Payment: £292.81 | 58 Monthly Payments: £292.81 | Final Payment: £293.81 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,619.60 | Total Amount Payable: £19,119.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£14,500
From £273.92/month
Audi
A3
1.0 TFSI Black Edition Sportback 5dr Petrol S Tronic Euro 6 (s/s) (116 ps)
£14,500
(From £273.92/month)
201840,600 milesPetrolAutomatic60.1 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £14,500 | Total Deposit: £1,450 | Total Amount of Credit: £13,050 | First Payment: £273.92 | 58 Monthly Payments: £273.92 | Final Payment: £274.92 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,386.20 | Total Amount Payable: £17,886.20 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£13,990
From £186.07/month
Peugeot
2008
1.2 PureTech GT SUV 5dr Petrol EAT Euro 6 (s/s) (130 ps)
£13,990
(From £186.07/month)
202319,900 milesPetrolAutomatic48.9 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,990 | Total Deposit: £1,399 | Total Amount of Credit: £12,591 | First Payment: £186.07 | 58 Monthly Payments: £186.07 | Final Payment: £6,160.95 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,548.08 | Total Amount Payable: £18,538.08 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£13,000
From £245.58/month
Audi
A1
1.4 TFSI Black Edition Sportback 5dr Petrol S Tronic Euro 6 (s/s) (Nav) (125 ps)
£13,000
(From £245.58/month)
201846,100 milesPetrolAutomatic55.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £13,000 | Total Deposit: £1,300 | Total Amount of Credit: £11,700 | First Payment: £245.58 | 58 Monthly Payments: £245.58 | Final Payment: £246.58 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,035.80 | Total Amount Payable: £16,035.80 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£11,990
From £149.25/month
Peugeot
5008
1.2 PureTech GT Line Premium SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£11,990
(From £149.25/month)
202035,000 milesPetrolManual46 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,990 | Total Deposit: £1,199 | Total Amount of Credit: £10,791 | First Payment: £149.25 | 49 Monthly Payments: £149.25 | Final Payment: £6,938.73 | Agreement Duration: 51 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,610.23 | Total Amount Payable: £15,600.23 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£11,990
From £150.94/month
Hyundai
TUCSON
1.6 T-GDi SE Connect SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£11,990
(From £150.94/month)
202123,800 milesPetrolManual42.2 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,990 | Total Deposit: £1,199 | Total Amount of Credit: £10,791 | First Payment: £150.94 | 58 Monthly Payments: £150.94 | Final Payment: £5,922.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,037.09 | Total Amount Payable: £16,027.09 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£11,000
From £388.66/month
Audi
Q7
3.0 TDI V6 SE SUV 5dr Diesel Tiptronic quattro Euro 5 (s/s) (204 ps)
£11,000
(From £388.66/month)
201361,300 milesDieselAutomatic39.2 mpgULEZ Not CompliantRoad Tax £395 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,000 | Total Deposit: £1,100 | Total Amount of Credit: £9,900 | First Payment: £388.66 | 28 Monthly Payments: £388.66 | Final Payment: £388.66 | Agreement Duration: 30 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,759.80 | Total Amount Payable: £12,759.80 | Annual Fixed Interest Rate: 7.11% | Representative APR: 13.90%
£9,000
From £170.01/month
Mercedes-Benz
A Class
1.5 A180d Sport (Premium) Hatchback 5dr Diesel Manual Euro 6 (s/s) (109 ps)
£9,000
(From £170.01/month)
201656,000 milesDieselManual72.4 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,000 | Total Deposit: £900 | Total Amount of Credit: £8,100 | First Payment: £170.01 | 58 Monthly Payments: £170.01 | Final Payment: £171.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,101.60 | Total Amount Payable: £11,101.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£8,500
From £174.42/month
Volkswagen
Tiguan
2.0 TDI BlueMotion Tech Match Edition SUV 5dr Diesel DSG 4WD Euro 6 (s/s) (150 ps)
£8,500
(From £174.42/month)
201683,800 milesDieselAutomatic49.6 mpgULEZ CompliantRoad Tax £215 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,500 | Total Deposit: £850 | Total Amount of Credit: £7,650 | First Payment: £174.42 | 58 Monthly Payments: £174.42 | Final Payment: £174.42 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,815.20 | Total Amount Payable: £11,315.20 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
£7,800
From £194.90/month
Land Rover
Range Rover Evoque
2.2 SD4 Pure Tech SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (190 ps)
£7,800
(From £194.90/month)
201475,300 milesDieselManual49.6 mpgULEZ Not CompliantRoad Tax £215 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,800 | Total Deposit: £780 | Total Amount of Credit: £7,020 | First Payment: £194.90 | 44 Monthly Payments: £194.90 | Final Payment: £194.90 | Agreement Duration: 46 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,945.40 | Total Amount Payable: £9,745.40 | Annual Fixed Interest Rate: 7.23% | Representative APR: 13.90%
£7,800
From £132.46/month
Vauxhall
Corsa
1.2 Turbo SRi Premium Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£7,800
(From £132.46/month)
202078,100 milesPetrolManual52.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,800 | Total Deposit: £780 | Total Amount of Credit: £7,020 | First Payment: £132.46 | 48 Monthly Payments: £132.46 | Final Payment: £2,453.14 | Agreement Duration: 50 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,923.68 | Total Amount Payable: £9,723.68 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£7,200
From £136.01/month
Mazda
CX-5
2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps)
£7,200
(From £136.01/month)
201672,000 milesDieselManual61.4 mpgULEZ CompliantRoad Tax £35 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,200 | Total Deposit: £720 | Total Amount of Credit: £6,480 | First Payment: £136.01 | 58 Monthly Payments: £136.01 | Final Payment: £137.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,681.60 | Total Amount Payable: £8,881.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£6,800
From £84.52/month
Toyota
AYGO
1.0 VVT-i x-trend Hatchback 5dr Petrol Manual Euro 6 (s/s) (71 ps)
£6,800
(From £84.52/month)
202112,400 milesPetrolManual57.65 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,800 | Total Deposit: £680 | Total Amount of Credit: £6,120 | First Payment: £84.52 | 58 Monthly Payments: £84.52 | Final Payment: £3,440.44 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,307.12 | Total Amount Payable: £9,107.12 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£6,750
From £104.10/month
Suzuki
Swift
1.2 Dualjet Attitude Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)
£6,750
(From £104.10/month)
201928,000 milesPetrolManual51.4 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,750 | Total Deposit: £675 | Total Amount of Credit: £6,075 | First Payment: £104.10 | 43 Monthly Payments: £104.10 | Final Payment: £3,160.86 | Agreement Duration: 45 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,666.26 | Total Amount Payable: £8,416.26 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£6,000
From £89.87/month
Suzuki
Swift
1.0 Boosterjet GPF SHVS SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (111 ps)
£6,000
(From £89.87/month)
201952,300 milesPetrol HybridManual51.8 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,000 | Total Deposit: £600 | Total Amount of Credit: £5,400 | First Payment: £89.87 | 42 Monthly Payments: £89.87 | Final Payment: £3,017.05 | Agreement Duration: 44 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,481.46 | Total Amount Payable: £7,481.46 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
£5,800
From £128.42/month
Vauxhall
Mokka
1.6i Tech Line SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)
£5,800
(From £128.42/month)
201539,700 milesPetrolManual41.5 mpgULEZ CompliantRoad Tax £265 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,800 | Total Deposit: £580 | Total Amount of Credit: £5,220 | First Payment: £128.42 | 52 Monthly Payments: £128.42 | Final Payment: £128.42 | Agreement Duration: 54 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,714.68 | Total Amount Payable: £7,514.68 | Annual Fixed Interest Rate: 7.30% | Representative APR: 13.90%
£5,600
From £114.91/month
Toyota
Yaris
1.0 VVT-i Icon Hatchback 5dr Petrol Manual Euro 6 (69 ps)
£5,600
(From £114.91/month)
201685,800 milesPetrolManual65.7 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,600 | Total Deposit: £560 | Total Amount of Credit: £5,040 | First Payment: £114.91 | 58 Monthly Payments: £114.91 | Final Payment: £114.91 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,854.60 | Total Amount Payable: £7,454.60 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
£4,600
From £94.39/month
DS AUTOMOBILES
DS 5
1.6 BlueHDi Elegance Hatchback 5dr Diesel Manual Euro 6 (s/s) (120 ps)
£4,600
(From £94.39/month)
201685,300 milesDieselManual70.6 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,600 | Total Deposit: £460 | Total Amount of Credit: £4,140 | First Payment: £94.39 | 58 Monthly Payments: £94.39 | Final Payment: £94.39 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,523.40 | Total Amount Payable: £6,123.40 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
£2,500
From £51.30/month
Ford
EcoSport
1.0T EcoBoost Zetec SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (125 ps)
£2,500
(From £51.30/month)
201693,600 milesPetrolManual52.3 mpgRoad Tax £165 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £2,500 | Total Deposit: £250 | Total Amount of Credit: £2,250 | First Payment: £51.30 | 58 Monthly Payments: £51.30 | Final Payment: £51.30 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £828 | Total Amount Payable: £3,328 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £7,000.00 |
| Total Deposit £700.00 | Total Amount of Credit £6,300.00 |
| First Payment £140.75 | 58 Monthly Payments £140.75 |
| Final Payment £141.75 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £2,146.00 | Total Amount Payable £9,146.00 |
| Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 |
| 58 Monthly Payments £140.75 | Final Payment £141.75 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
| Product Hire Purchase | Cash Price £7,000.00 | Total Deposit £700.00 | Total Amount of Credit £6,300.00 | First Payment £140.75 | 58 Monthly Payments £140.75 | Final Payment £141.75 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £2,146.00 | Total Amount Payable £9,146.00 | Annual Fixed Interest Rate 6.81% | Representative APR 12.90% |
At AJ Motors, we offer a variety of financing options to suit your needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through each option to find the best one for your budget and lifestyle.
Applying for car finance is straightforward. You can start the process online by filling out our simple application form, or visit us in person at our Halifax location. We'll need some basic information about you and your financial situation to get started.
Yes, at AJ Motors, we work with a range of lenders who specialise in providing finance options for individuals with various credit histories. We encourage you to apply as we often find solutions for those with less than perfect credit.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and proof of income (like recent payslips or bank statements). Additional documents may be required depending on your specific circumstances.
If you're looking to part exchange your current vehicle, simply bring it to our dealership. We'll assess its condition and market value, and this amount can be used as a deposit or to reduce your finance amount on your new used car purchase.
We pride ourselves on transparency, so any fees associated with your car finance will be clearly outlined during the application process. Typically, these may include administration fees or charges related to setting up the finance agreement, but we'll ensure you're fully informed before proceeding.