Used Car Finance in Halifax

At AJ Motors, we make financing your next used car in Halifax straightforward and stress-free. Whether you're looking for a family car or a commercial van, our flexible finance options are designed to suit your budget and lifestyle. Drive away with confidence knowing you've secured the best deal in West Yorkshire.

Mercedes-Benz G Class 3.0 G350 CDI V6 SUV 5dr Diesel G-Tronic 4WD Euro 6 (s/s) (245 ps)

£48,000

From £996.80/month
Mercedes-Benz
Mercedes-Benz

G Class

3.0 G350 CDI V6 SUV 5dr Diesel G-Tronic 4WD Euro 6 (s/s) (245 ps)
£48,000
(From £996.80/month)
201672,300 milesDieselAutomatic28.5 mpgULEZ Compliant
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £48,000 | Total Deposit: £4,800 | Total Amount of Credit: £43,200 | First Payment: £996.80 | 57 Monthly Payments: £996.80 | Final Payment: £996.80 | Agreement Duration: 59 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £15,611.20 | Total Amount Payable: £63,611.20 | Annual Fixed Interest Rate: 7.35% | Representative APR: 13.90%
Audi RS3 2.5 TFSI Audi Sport Edition Sportback 5dr Petrol S Tronic quattro Euro 6 (s/s) (400 ps)

£33,500

From £632.86/month
Audi
Audi

RS3

2.5 TFSI Audi Sport Edition Sportback 5dr Petrol S Tronic quattro Euro 6 (s/s) (400 ps)
£33,500
(From £632.86/month)
201945,700 milesPetrolAutomatic29.7 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £33,500 | Total Deposit: £3,350 | Total Amount of Credit: £30,150 | First Payment: £632.86 | 58 Monthly Payments: £632.86 | Final Payment: £633.86 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £7,822.60 | Total Amount Payable: £41,322.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
BMW i4 M50 83.9kWh Gran Coupe 5dr Electric Auto 4WD (544 ps)

£28,000

From £372.55/month
BMW
BMW

i4

M50 83.9kWh Gran Coupe 5dr Electric Auto 4WD (544 ps)
£28,000
(From £372.55/month)
202218,700 milesElectricAutomaticULEZ CompliantRoad Tax £195 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £28,000 | Total Deposit: £2,800 | Total Amount of Credit: £25,200 | First Payment: £372.55 | 58 Monthly Payments: £372.55 | Final Payment: £12,319.47 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £9,099.92 | Total Amount Payable: £37,099.92 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Mercedes-Benz CLA 2.0 CLA220d AMG Line Coupe 4dr Diesel 8G-DCT Euro 6 (s/s) (190 ps)

£18,490

From £261.43/month
Mercedes-Benz
Mercedes-Benz

CLA

2.0 CLA220d AMG Line Coupe 4dr Diesel 8G-DCT Euro 6 (s/s) (190 ps)
£18,490
(From £261.43/month)
202143,700 milesDieselAutomatic56.5 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,490 | Total Deposit: £1,849 | Total Amount of Credit: £16,641 | First Payment: £261.43 | 58 Monthly Payments: £261.43 | Final Payment: £6,973.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,756.52 | Total Amount Payable: £24,246.52 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Mercedes-Benz GLC 2.1 GLC220d AMG Line SUV 5dr Diesel G-Tronic 4MATIC Euro 6 (s/s) (170 ps)

£18,000

From £340.04/month
Mercedes-Benz
Mercedes-Benz

GLC

2.1 GLC220d AMG Line SUV 5dr Diesel G-Tronic 4MATIC Euro 6 (s/s) (170 ps)
£18,000
(From £340.04/month)
201756,500 milesDieselAutomatic56.5 mpgRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £18,000 | Total Deposit: £1,800 | Total Amount of Credit: £16,200 | First Payment: £340.04 | 58 Monthly Payments: £340.04 | Final Payment: £341.04 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £4,203.40 | Total Amount Payable: £22,203.40 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Volvo XC40 2.0 B4 MHEV R-Design Pro SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (197 ps)

£17,490

From £242.95/month
Volvo
Volvo

XC40

2.0 B4 MHEV R-Design Pro SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (197 ps)
£17,490
(From £242.95/month)
202147,500 milesPetrol HybridAutomatic38.6 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £17,490 | Total Deposit: £1,749 | Total Amount of Credit: £15,741 | First Payment: £242.95 | 58 Monthly Payments: £242.95 | Final Payment: £6,922.96 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,516.01 | Total Amount Payable: £23,006.01 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Land Rover Range Rover 4.4 SD V8 Autobiography SUV 5dr Diesel Auto 4WD Euro 5 (339 ps)

£17,000

From £618.24/month
Land Rover
Land Rover

Range Rover

4.4 SD V8 Autobiography SUV 5dr Diesel Auto 4WD Euro 5 (339 ps)
£17,000
(From £618.24/month)
2013110,000 milesDieselAutomatic32.5 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £17,000 | Total Deposit: £1,700 | Total Amount of Credit: £15,300 | First Payment: £618.24 | 27 Monthly Payments: £618.24 | Final Payment: £618.24 | Agreement Duration: 29 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,628.96 | Total Amount Payable: £19,628.96 | Annual Fixed Interest Rate: 7.11% | Representative APR: 13.90%
Nissan Qashqai 1.3 DIG-T MHEV Tekna+ SUV 5dr Petrol Hybrid XTRON Euro 6 (s/s) (158 ps)

£17,000

From £254.44/month
Nissan
Nissan

Qashqai

1.3 DIG-T MHEV Tekna+ SUV 5dr Petrol Hybrid XTRON Euro 6 (s/s) (158 ps)
£17,000
(From £254.44/month)
202164,400 milesPetrol HybridAutomatic43.8 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £17,000 | Total Deposit: £1,700 | Total Amount of Credit: £15,300 | First Payment: £254.44 | 58 Monthly Payments: £254.44 | Final Payment: £5,350.18 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,062.14 | Total Amount Payable: £22,062.14 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Mercedes-Benz C Class 3.0 C43 V6 AMG Coupe 2dr Petrol G-Tronic+ 4MATIC Euro 6 (s/s) (390 ps)

£17,000

From £321.15/month
Mercedes-Benz
Mercedes-Benz

C Class

3.0 C43 V6 AMG Coupe 2dr Petrol G-Tronic+ 4MATIC Euro 6 (s/s) (390 ps)
£17,000
(From £321.15/month)
201969,000 milesPetrolAutomatic28.5 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £17,000 | Total Deposit: £1,700 | Total Amount of Credit: £15,300 | First Payment: £321.15 | 58 Monthly Payments: £321.15 | Final Payment: £322.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £3,970 | Total Amount Payable: £20,970 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Volvo XC40 2.0 B4 MHEV R-Design Pro SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (197 ps)

£16,990

From £242.53/month
Volvo
Volvo

XC40

2.0 B4 MHEV R-Design Pro SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (197 ps)
£16,990
(From £242.53/month)
202033,700 milesPetrol HybridAutomatic39.2 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,990 | Total Deposit: £1,699 | Total Amount of Credit: £15,291 | First Payment: £242.53 | 51 Monthly Payments: £242.53 | Final Payment: £7,558.05 | Agreement Duration: 53 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,878.61 | Total Amount Payable: £21,868.61 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Mercedes-Benz A Class 1.3 A200 AMG Line Edition (Executive) Hatchback 5dr Petrol 7G-DCT Euro 6 (s/s) (163 ps)

£15,990

From £218.68/month
Mercedes-Benz
Mercedes-Benz

A Class

1.3 A200 AMG Line Edition (Executive) Hatchback 5dr Petrol 7G-DCT Euro 6 (s/s) (163 ps)
£15,990
(From £218.68/month)
202241,200 milesPetrolAutomatic46.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £15,990 | Total Deposit: £1,599 | Total Amount of Credit: £14,391 | First Payment: £218.68 | 58 Monthly Payments: £218.68 | Final Payment: £6,588.72 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,099.84 | Total Amount Payable: £21,089.84 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Ford Kuga 2.5h Duratec ST-Line X Edition SUV 5dr Petrol Hybrid CVT Euro 6 (s/s) (190 ps)

£14,990

From £205.92/month
Ford
Ford

Kuga

2.5h Duratec ST-Line X Edition SUV 5dr Petrol Hybrid CVT Euro 6 (s/s) (190 ps)
£14,990
(From £205.92/month)
202213,000 milesPetrol HybridAutomatic51.4 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,990 | Total Deposit: £1,499 | Total Amount of Credit: £13,491 | First Payment: £205.92 | 58 Monthly Payments: £205.92 | Final Payment: £6,107.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,765.91 | Total Amount Payable: £19,755.91 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Peugeot 2008 1.2 PureTech GT SUV 5dr Petrol EAT Euro 6 (s/s) (130 ps)

£13,490

From £176.50/month
Peugeot
Peugeot

2008

1.2 PureTech GT SUV 5dr Petrol EAT Euro 6 (s/s) (130 ps)
£13,490
(From £176.50/month)
202319,900 milesPetrolAutomatic48.9 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,490 | Total Deposit: £1,349 | Total Amount of Credit: £12,141 | First Payment: £176.50 | 58 Monthly Payments: £176.50 | Final Payment: £6,160.15 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,432.65 | Total Amount Payable: £17,922.65 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Kia Niro 1.6h GDi GPF 4 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) ( 16in Alloy) (139 bhp)

£12,000

From £226.69/month
Kia
Kia

Niro

1.6h GDi GPF 4 SUV 5dr Petrol Hybrid DCT Euro 6 (s/s) ( 16in Alloy) (139 bhp)
£12,000
(From £226.69/month)
201971,400 milesPetrol HybridAutomatic58.9 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,000 | Total Deposit: £1,200 | Total Amount of Credit: £10,800 | First Payment: £226.69 | 58 Monthly Payments: £226.69 | Final Payment: £227.69 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,802.40 | Total Amount Payable: £14,802.40 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Hyundai TUCSON 1.6 T-GDi SE Connect SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)

£11,490

From £142.69/month
Hyundai
Hyundai

TUCSON

1.6 T-GDi SE Connect SUV 5dr Petrol Manual Euro 6 (s/s) (150 ps)
£11,490
(From £142.69/month)
202123,800 milesPetrolManual42.2 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,490 | Total Deposit: £1,149 | Total Amount of Credit: £10,341 | First Payment: £142.69 | 58 Monthly Payments: £142.69 | Final Payment: £5,823.36 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,901.07 | Total Amount Payable: £15,391.07 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Ford Focus 1.0T EcoBoost Vignale Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)

£10,400

From £214.06/month
Ford
Ford

Focus

1.0T EcoBoost Vignale Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£10,400
(From £214.06/month)
201957,900 milesPetrolManual46.31 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £10,400 | Total Deposit: £1,040 | Total Amount of Credit: £9,360 | First Payment: £214.06 | 34 Monthly Payments: £214.06 | Final Payment: £3,765.20 | Agreement Duration: 36 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,897.30 | Total Amount Payable: £12,297.30 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Honda HR-V 1.5 i-VTEC SE Navi SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)

£10,000

From £188.90/month
Honda
Honda

HR-V

1.5 i-VTEC SE Navi SUV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£10,000
(From £188.90/month)
201759,300 milesPetrolManual49.6 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £188.90 | 58 Monthly Payments: £188.90 | Final Payment: £189.90 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,335 | Total Amount Payable: £12,335 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
SEAT Leon 1.4 TSI FR Technology Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)

£10,000

From £188.90/month
SEAT
SEAT

Leon

1.4 TSI FR Technology Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£10,000
(From £188.90/month)
201858,900 milesPetrolManual54.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £188.90 | 58 Monthly Payments: £188.90 | Final Payment: £189.90 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,335 | Total Amount Payable: £12,335 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Volkswagen Golf 1.4 TSI BlueMotion Tech ACT GT Hatchback 5dr Petrol DSG Euro 6 (s/s) (150 ps)

£10,000

From £273.44/month
Volkswagen
Volkswagen

Golf

1.4 TSI BlueMotion Tech ACT GT Hatchback 5dr Petrol DSG Euro 6 (s/s) (150 ps)
£10,000
(From £273.44/month)
201466,000 milesPetrolAutomatic60.1 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £273.44 | 39 Monthly Payments: £273.44 | Final Payment: £273.44 | Agreement Duration: 41 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,211.04 | Total Amount Payable: £12,211.04 | Annual Fixed Interest Rate: 7.19% | Representative APR: 13.90%
Nissan Qashqai 1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps)

£9,000

From £170.01/month
Nissan
Nissan

Qashqai

1.3 DIG-T N-Connecta SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps)
£9,000
(From £170.01/month)
201977,400 milesPetrolManual41.5 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,000 | Total Deposit: £900 | Total Amount of Credit: £8,100 | First Payment: £170.01 | 58 Monthly Payments: £170.01 | Final Payment: £171.01 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £2,101.60 | Total Amount Payable: £11,101.60 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Kia Ceed 1.6 CRDi GT-Line Hatchback 5dr Diesel Manual Euro 6 (s/s) (134 bhp)

£8,200

From £168.26/month
Kia
Kia

Ceed

1.6 CRDi GT-Line Hatchback 5dr Diesel Manual Euro 6 (s/s) (134 bhp)
£8,200
(From £168.26/month)
201886,600 milesDieselManual72.4 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,200 | Total Deposit: £820 | Total Amount of Credit: £7,380 | First Payment: £168.26 | 58 Monthly Payments: £168.26 | Final Payment: £168.26 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,715.60 | Total Amount Payable: £10,915.60 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
Ford Kuga 2.0 TDCi Titanium SUV 5dr Diesel Manual AWD Euro 6 (s/s) (180 ps)

£8,000

From £164.16/month
Ford
Ford

Kuga

2.0 TDCi Titanium SUV 5dr Diesel Manual AWD Euro 6 (s/s) (180 ps)
£8,000
(From £164.16/month)
201788,000 milesDieselManual54.3 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,000 | Total Deposit: £800 | Total Amount of Credit: £7,200 | First Payment: £164.16 | 58 Monthly Payments: £164.16 | Final Payment: £164.16 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,649.60 | Total Amount Payable: £10,649.60 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
Ford Mondeo 2.0 TiVCT Titanium Saloon 4dr Petrol Hybrid CVT Euro 6 (s/s) (187 ps)

£7,500

From £159.65/month
Ford
Ford

Mondeo

2.0 TiVCT Titanium Saloon 4dr Petrol Hybrid CVT Euro 6 (s/s) (187 ps)
£7,500
(From £159.65/month)
201674,600 milesPetrol HybridAutomatic67.3 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,500 | Total Deposit: £750 | Total Amount of Credit: £6,750 | First Payment: £159.65 | 55 Monthly Payments: £159.65 | Final Payment: £159.65 | Agreement Duration: 57 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,350.05 | Total Amount Payable: £9,850.05 | Annual Fixed Interest Rate: 7.33% | Representative APR: 13.90%
Toyota Yaris 1.5 VVT-i Icon Hatchback 5dr Petrol Manual Euro 6 (111 ps)

£7,200

From £147.74/month
Toyota
Toyota

Yaris

1.5 VVT-i Icon Hatchback 5dr Petrol Manual Euro 6 (111 ps)
£7,200
(From £147.74/month)
201886,600 milesPetrolManual58.9 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,200 | Total Deposit: £720 | Total Amount of Credit: £6,480 | First Payment: £147.74 | 58 Monthly Payments: £147.74 | Final Payment: £147.74 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,384.40 | Total Amount Payable: £9,584.40 | Annual Fixed Interest Rate: 7.36% | Representative APR: 13.90%
Nissan Micra 1.0 IG-T n-tec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)

£7,000

From £120.84/month
Nissan
Nissan

Micra

1.0 IG-T n-tec Hatchback 5dr Petrol Manual Euro 6 (s/s) (100 ps)
£7,000
(From £120.84/month)
202077,600 milesPetrolManual50.4 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £7,000 | Total Deposit: £700 | Total Amount of Credit: £6,300 | First Payment: £120.84 | 45 Monthly Payments: £120.84 | Final Payment: £2,394.22 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,652.86 | Total Amount Payable: £8,652.86 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
MINI Clubman 1.6 Cooper D Estate 5dr Diesel Manual Euro 5 (s/s) (112 ps)

£6,500

From £259.61/month
MINI
MINI

Clubman

1.6 Cooper D Estate 5dr Diesel Manual Euro 5 (s/s) (112 ps)
£6,500
(From £259.61/month)
201334,000 milesDieselManual72.4 mpgRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,500 | Total Deposit: £650 | Total Amount of Credit: £5,850 | First Payment: £259.61 | 24 Monthly Payments: £259.61 | Final Payment: £259.61 | Agreement Duration: 26 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £899.86 | Total Amount Payable: £7,399.86 | Annual Fixed Interest Rate: 7.10% | Representative APR: 13.90%
Suzuki Swift 1.2 Dualjet Attitude Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)

£6,490

From £122.59/month
Suzuki
Suzuki

Swift

1.2 Dualjet Attitude Hatchback 5dr Petrol Manual Euro 6 (s/s) (90 ps)
£6,490
(From £122.59/month)
201928,000 milesPetrolManual51.4 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,490 | Total Deposit: £649 | Total Amount of Credit: £5,841 | First Payment: £122.59 | 58 Monthly Payments: £122.59 | Final Payment: £123.59 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,515.40 | Total Amount Payable: £8,005.40 | Annual Fixed Interest Rate: 9.89% | Representative APR: 9.90%
Ford Focus 1.0T EcoBoost Zetec Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)

£6,200

From £117.12/month
Ford
Ford

Focus

1.0T EcoBoost Zetec Edition Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£6,200
(From £117.12/month)
201756,800 milesPetrolManual60.1 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,200 | Total Deposit: £620 | Total Amount of Credit: £5,580 | First Payment: £117.12 | 58 Monthly Payments: £117.12 | Final Payment: £118.12 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,448.20 | Total Amount Payable: £7,648.20 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Volkswagen Polo 1.4 TDI BlueMotion Tech SE Hatchback 5dr Diesel Manual Euro 6 (s/s) (75 ps)

£6,000

From £131.08/month
Volkswagen
Volkswagen

Polo

1.4 TDI BlueMotion Tech SE Hatchback 5dr Diesel Manual Euro 6 (s/s) (75 ps)
£6,000
(From £131.08/month)
201585,200 milesDieselManual83.1 mpgRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,000 | Total Deposit: £600 | Total Amount of Credit: £5,400 | First Payment: £131.08 | 53 Monthly Payments: £131.08 | Final Payment: £131.08 | Agreement Duration: 55 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,809.40 | Total Amount Payable: £7,809.40 | Annual Fixed Interest Rate: 7.31% | Representative APR: 13.90%
Suzuki Swift 1.0 Boosterjet GPF SHVS SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (111 ps)

£6,000

From £95.96/month
Suzuki
Suzuki

Swift

1.0 Boosterjet GPF SHVS SZ5 Hatchback 5dr Petrol Hybrid Manual Euro 6 (s/s) (111 ps)
£6,000
(From £95.96/month)
201952,300 milesPetrol HybridManual51.8 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,000 | Total Deposit: £600 | Total Amount of Credit: £5,400 | First Payment: £95.96 | 38 Monthly Payments: £95.96 | Final Payment: £2,999.69 | Agreement Duration: 40 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,342.13 | Total Amount Payable: £7,342.13 | Annual Fixed Interest Rate: 9.90% | Representative APR: 9.90%
Vauxhall Mokka 1.6i Tech Line SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)

£5,800

From £135.98/month
Vauxhall
Vauxhall

Mokka

1.6i Tech Line SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (115 ps)
£5,800
(From £135.98/month)
201539,700 milesPetrolManual41.5 mpgULEZ CompliantRoad Tax £265 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,800 | Total Deposit: £580 | Total Amount of Credit: £5,220 | First Payment: £135.98 | 48 Monthly Payments: £135.98 | Final Payment: £135.98 | Agreement Duration: 50 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,579 | Total Amount Payable: £7,379 | Annual Fixed Interest Rate: 7.26% | Representative APR: 13.90%
Audi A4 2.0 TDI SE Technik Saloon 4dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)

£5,800

Audi
Audi

A4

2.0 TDI SE Technik Saloon 4dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)
£5,800
201398,000 milesDieselAutomatic53.3 mpg
Nissan Juke 1.2 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)

£5,490

From £103.70/month
Nissan
Nissan

Juke

1.2 DIG-T Tekna SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps)
£5,490
(From £103.70/month)
201746,000 milesPetrolManual49.6 mpgULEZ CompliantRoad Tax £195 / £620 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £5,490 | Total Deposit: £549 | Total Amount of Credit: £4,941 | First Payment: £103.70 | 58 Monthly Payments: £103.70 | Final Payment: £104.70 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £1 | Interest Charges: £1,282 | Total Amount Payable: £6,772 | Annual Fixed Interest Rate: 9.89% | Representative APR: 9.90%
Suzuki SX4 S-Cross 1.6 SZ-T SUV 5dr Petrol Manual Euro 6 (120 ps)

£4,800

From £117.98/month
Suzuki
Suzuki

SX4 S-Cross

1.6 SZ-T SUV 5dr Petrol Manual Euro 6 (120 ps)
£4,800
(From £117.98/month)
201592,500 milesPetrolManual51.3 mpgRoad Tax £165 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,800 | Total Deposit: £480 | Total Amount of Credit: £4,320 | First Payment: £117.98 | 45 Monthly Payments: £117.98 | Final Payment: £117.98 | Agreement Duration: 47 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,225.06 | Total Amount Payable: £6,025.06 | Annual Fixed Interest Rate: 7.24% | Representative APR: 13.90%
Vauxhall Corsa 1.2i Sting Hatchback 3dr Petrol Manual Euro 6 (70 ps)

£4,200

From £90.56/month
Vauxhall
Vauxhall

Corsa

1.2i Sting Hatchback 3dr Petrol Manual Euro 6 (70 ps)
£4,200
(From £90.56/month)
201558,300 milesPetrolManual53.3 mpgULEZ CompliantRoad Tax £165 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,200 | Total Deposit: £420 | Total Amount of Credit: £3,780 | First Payment: £90.56 | 54 Monthly Payments: £90.56 | Final Payment: £90.56 | Agreement Duration: 56 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,291.36 | Total Amount Payable: £5,491.36 | Annual Fixed Interest Rate: 7.32% | Representative APR: 13.90%
Ford EcoSport 1.0T EcoBoost Zetec SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (125 ps)

£3,500

From £73.58/month
Ford
Ford

EcoSport

1.0T EcoBoost Zetec SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (125 ps)
£3,500
(From £73.58/month)
201693,600 milesPetrolManual52.3 mpgRoad Tax £165 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,500 | Total Deposit: £350 | Total Amount of Credit: £3,150 | First Payment: £73.58 | 56 Monthly Payments: £73.58 | Final Payment: £73.58 | Agreement Duration: 58 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,117.64 | Total Amount Payable: £4,617.64 | Annual Fixed Interest Rate: 7.34% | Representative APR: 13.90%
Peugeot 107 1.0 12V Active Hatchback 5dr Petrol Manual Euro 5 (68 ps)

£3,200

From £99.42/month
Peugeot
Peugeot

107

1.0 12V Active Hatchback 5dr Petrol Manual Euro 5 (68 ps)
£3,200
(From £99.42/month)
201454,500 milesPetrolManual65.69 mpgULEZ CompliantRoad Tax £20 per year
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £3,200 | Total Deposit: £320 | Total Amount of Credit: £2,880 | First Payment: £99.42 | 33 Monthly Payments: £99.42 | Final Payment: £99.42 | Agreement Duration: 35 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £599.70 | Total Amount Payable: £3,799.70 | Annual Fixed Interest Rate: 7.14% | Representative APR: 13.90%
Hyundai i10 1.2 Classic Hatchback 5dr Petrol Manual Euro 4 (77 bhp)

£3,000

Hyundai
Hyundai

i10

1.2 Classic Hatchback 5dr Petrol Manual Euro 4 (77 bhp)
£3,000
201142,200 milesPetrolManual56.5 mpgULEZ CompliantRoad Tax £35 per year
Ford Ka 1.2 Studio Hatchback 3dr Petrol Manual Euro 4 (69 ps)

£2,600

Ford
Ford

Ka

1.2 Studio Hatchback 3dr Petrol Manual Euro 4 (69 ps)
£2,600
201024,700 milesPetrolManual55.4 mpgULEZ CompliantRoad Tax £35 per year
Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£7,000.00
Total Deposit
£700.00
Total Amount of Credit
£6,300.00
First Payment
£140.75
58 Monthly Payments
£140.75
Final Payment
£141.75
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£2,146.00
Total Amount Payable
£9,146.00
Annual Fixed Interest Rate
6.81%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£7,000.00
Total Deposit
£700.00
Total Amount of Credit
£6,300.00
First Payment
£140.75
58 Monthly Payments
£140.75
Final Payment
£141.75
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£2,146.00
Total Amount Payable
£9,146.00
Annual Fixed Interest Rate
6.81%
Representative APR
12.90%
Product
Hire Purchase
Cash Price
£7,000.00
Total Deposit
£700.00
Total Amount of Credit
£6,300.00
First Payment
£140.75
58 Monthly Payments
£140.75
Final Payment
£141.75
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£2,146.00
Total Amount Payable
£9,146.00
Annual Fixed Interest Rate
6.81%
Representative APR
12.90%

At AJ Motors, we offer a variety of financing options to suit your needs, including Hire Purchase (HP) and Personal Contract Purchase (PCP). Our finance experts are on hand to guide you through each option to find the best one for your budget and lifestyle.

Applying for car finance is straightforward. You can start the process online by filling out our simple application form, or visit us in person at our Halifax location. We'll need some basic information about you and your financial situation to get started.

Yes, at AJ Motors, we work with a range of lenders who specialise in providing finance options for individuals with various credit histories. We encourage you to apply as we often find solutions for those with less than perfect credit.

Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and proof of income (like recent payslips or bank statements). Additional documents may be required depending on your specific circumstances.

If you're looking to part exchange your current vehicle, simply bring it to our dealership. We'll assess its condition and market value, and this amount can be used as a deposit or to reduce your finance amount on your new used car purchase.

We pride ourselves on transparency, so any fees associated with your car finance will be clearly outlined during the application process. Typically, these may include administration fees or charges related to setting up the finance agreement, but we'll ensure you're fully informed before proceeding.